Medical Insurance

Sickness and Accident Insurance Requirement

The healthcare system in the United States is complex and often expensive.  In the interest of promoting a safe and healthy exchange experience, we require our sponsored visitors to have evidence of insurance in effect from the start date through the end date on your Training/Internship Placement Plan (DS-7002) before we will issue a Certificate of Eligibility (DS-2019).  Note all exchange visitors and their dependents are responsible for ensuring they are covered by medical insurance from the day you arrive through the day you leave the United States, including the 30 day grace period before and after the training/internship program.

Any medical insurance policy secured for an exchange visitor must include:

  • Medical benefits of at least $100,000 per accident or illness
  • Repatriation of remains in the amount of $25,000
  • Medical evacuation expenses to the exchange visitor’s home country in the amount of $50,000
  • A maximum deductible of $500 or less per accident or illness
  • A co-payment requirement of no more than 25% of the covered benefits per accident or illness
  • Evidence of a reliable provider, including either an A.M. Best rating of ‘A-‘ or above, or a Standard and Poor's Claims Paying Ability rating of "A-" or above.

International Medical Group Coverage

The American Immigration Council partners with the International Medical Group (IMG) to provide approved sickness and accident coverage at an affordable rate of $57 per month, per person.  This policy meets all of the minimum J visa requirements, but is not a comprehensive health care policy.

If you purchase insurance through IMG during the sponsorship application process, your coverage will extend from the dates listed on your “Arrival and Program Dates” section of Fluid Review and activated on arrival to the United States.

We advise current exchange visitors and dependents to print insurance cards online and keep them with you at all times.  Download your card by visiting MyIMG Printable ID Cards and:

  • Enter Certificate Number EPG0000211337 and your birth date (MM/DD/YYYY) in the appropriate fields
  • Find your name and click “Print” on the right-side column to download and print the PDF file copy of the card.

If you are a J-1 or J-2 participant that has a medical issue and would like to use your IMG insurance policy, contact IMG information about what is covered through your policy before accessing regular medical care.  IMG is open 24/7 for emergency evacuation and pre-certification services.

International Medical Group, Inc.
Claims Department
P.O. Box 88500
Indianapolis, Indiana 46208-0550
Phone: 317-655-4500

Purchasing Additional Coverage

Every Fluid Review online account for current exchange visitors includes instructions and an option for purchasing additional insurance coverage:

To submit payment for new insurance coverage, go to our online payment form. Answer "Yes" to the question “Are you paying for a new application?” In the Insurance section, check for whom you are paying. Select the length of time for each J visa holder and the number of J-2 visa holders. Once you have completed the payment, forward the email confirmation to your J-1 Advisor and to [email protected]

To extend insurance or purchase new coverage for incoming J-2 dependents, go to our online payment form.   Answer "No" to the question “Are you paying for a new application?” In the Insurance section, check for whom you are paying. Select the length of time for each J visa holder and the number of J-2 visa holders. Once you have completed the payment, forward the email confirmation to your J-1 Advisor and to [email protected]